Your Key Benefits
Your Hospital Cover
Plan hospital listPublic Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room
- Private room
High Tech Hospitals
- Semi-private room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 per claim.
- Private room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 per claim.
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered
- Private Room Covered subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Day Case Covered
- Listed Cardiac Procedures Covered
- Listed Special Procedures Covered subject to €2,000 co-payment on certain orthopaedic procedures
- Private Room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 excess per claim.
- Semi Private Room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 excess per claim.
- GentleBirth App See handbook for details
- Home birth Covered up to €4,000
- Home Early Midwife Support following 1 night stay in hospital 4 x 2 hour sessions with a midwife
- Home Early Midwife Support following 2 nights stay in hospital 3 x 2 hour sessions with a midwife
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Postnatal Domestic Support 3 x 3 hour cleaning sessions
- Public hospital cover for maternity 3 nights accommodation
- Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Out-patient A&E Abroad 75% up to €1,000
- Repatriation expenses Covered up to €1 million
- Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
- Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit Covered up to €120,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 75% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Hormone Replacement Therapy for Gender Dysphoria Covered up to €1000 per lifetime
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Mental Health Guide Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €40 x 14 days (not payable for the first 3 days)
- Post Operative Home Help 2 x 3 hour cleaning sessions
-
A&E Cover (in choice of High Tech, Private and Public Hospitals)
Covered up to €100 per visit
-
Breast prosthesis or wig (following cancer treatment)
First breast prosthesis and wig covered, subsequent claims covered as per specified list
-
Child Development Benefit
Covered up to €1,000 for a developmental / neurodevelopmental assessment
-
Consultant fees
75% per visit, unlimited
-
Emergency Dental Care
€750
-
Eyebrow tattooing (following cancer treatment)
Covered up to €100 once per policy year
-
Home Recovery Benefit
€80 x 10 days
-
Manual Lymph Drainage
€25 x 5 visits
-
Medical and surgical appliances
As per specified list (subject to €50 excess)
-
Pathology: Consultant fees
50% as per schedule of benefits for professional fees
-
Pathology: Cost of test
Covered
-
Post cancer treatment sleeping caps
Covered up to €60 once per policy year
-
Psycho-oncology Counselling
€25 x 8 visits
-
Radiology: Consultant fees
50% as per schedule of benefits for professional fees
-
Radiology: Cost of test
Covered
-
3D/4D & Early Pregnancy Scans
€100 contribution
-
AMH fertility test
€75 contribution
-
Antenatal Class
€75 towards an antenatal class
-
At Home Health Testing
Covered up to €100 per policy year with our provider partner
-
Baby Massage Course
€40 for course of 4 classes
-
Breastfeeding Consultancy
€75 x 2 sessions
-
Cardiac Screening
50% Cover
-
Convalescence benefits
€50 x 30 days
-
Dexa Scan
First visit fully covered 75% cover for subsequent visits
-
Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
-
Egg freezing
Covered up to a max of €1,500 twice per lifetime
-
Executive Health Screen
Covered once per policy year
-
Female Fertility Assessment and Consultation
Covered with our preferred provider, once per policy year subject to a €60 co-payment
-
Female Health Consultation
50% cover x 4 consultations per year with our provider partner
-
Female Pelvic Health Physiotherapy
Covered up to €150 for initial consultation, once per policy year
-
First aid course for mums and dads
Fully covered with our provider partner
-
Fitness Wearables
€50 contribution
-
Flu Vaccine
Covered up to €25 per policy year
-
Foetal Screening
€200 per pregnancy
-
Health screening & allergy testing
Up to €400 per policy year
-
His & Hers Fertility Screening Tests
€75 contribution
-
HPV Vaccine
50% up to €200 per policy year
-
Life Coaching Session
€50 contribution
-
Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress
50% up to €75 with our provider partner
-
Mammogram
First visit fully covered 75% cover for subsequent visits
-
Maternity Bra
€100 contribution
-
Maternity Mental Health Support
€40 x 10 sessions with Nurture
-
Menopause Benefit
Full cover for initial and 1 follow up review consultation
-
Mindfulness app subscription
€30 contribution
-
Minor Injury Clinic Cover
75% up to €500 per visit
-
Minor Injury Clinic Cover (Pay & Claim)
75% up to €500 per visit
-
Nurse on call
Covered
-
Nutrition Recovery Benefit
€50 contribution
-
Out-patient maternity consultant fees
€600
-
Partner Benefit
€50 x 2 days travel, accommodation & child minding expenses
-
Positive Mental Health Training
€10 contribution towards 12 track programme with our provider partner
-
Postnatal Doula Benefit
Up to €200 contribution
-
Pre/post natal yoga & pilates
€20 x 3 visits
-
Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
90% up to 12 visits capped at €1,250 per policy year
-
SADS Screening
€75 contribution
-
Sperm freezing
Covered up to a max of €200 once per lifetime
-
Sports Club / Gym Membership / Classes
€100 contribution
-
Vaccinations: Travel Only
50% up to €100 per policy year
-
Vasectomy (GP or Consultant)
Covered up to €360
-
Zika Screening
€75 contribution with our provider partner plus €10 point of sale discount
-
CT Scan: approved centre
Covered
-
MRI Scan: approved centre
Covered
-
PET-CT Scan: approved centre
Covered
-
Dentist Visits
75% up to €400 per policy year
-
GP Visits
75% of each visit
-
Physiotherapist or Physical therapist
€50 x 15 visits
-
Acupuncturist
75% x 20 combined visits
-
Chiropractor
75% x 20 combined visits
-
Massage therapist
75% x 20 combined visits
-
Osteopath
75% x 20 combined visits
-
Reflexologist
75% x 20 combined visits
-
Reiki practitioner
75% x 20 combined visits
-
Child/Teen Counselling
50% up to €60 x 8 visits
-
Chiropodist Visits
75% x 20 combined visits
-
Dietician Visits
75% x 20 combined visits
-
Fertility benefit
Covered up to a max of €2,500 for IVF, IUI, ICSI. Twice per lifetime
-
Hearing Test
Up to €50 x 1
-
Nutritionist Visits
75% x 20 combined visits
-
Occupational therapist Visits
75% x 20 combined visits
-
Optical (eye test and/or glasses/lenses combined)
75% up to €250 per policy year
-
Orthoptist Visits
75% x 20 combined visits
-
Podiatrist Visits
75% x 20 combined visits
-
Prescriptions
€30 x 5 prescriptions
-
Psychologist
€100 x 10 visits
-
Speech Therapist
75% x 20 combined visits
- Allen Carr Smoking Cessation
- Back Up
- Health Screening
- Laser Eye Surgery
For full details on the above and all member benefits available to you please visit the Member Benefits section.