Your Key Benefits
Your Hospital Cover
Plan hospital listPublic Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room Covered subject to €75 per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Private room Covered subject to €75 per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
- Semi-private room Covered (Beacon Only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover.
- Private room Covered (Beacon only) subject to €75 per claim. 50% Cover in Blackrock Clinic and Mater Private
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered subject to €50 excess per claim
- Private Room Covered subject to €75 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Semi Private Room Covered subject to €75 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
- Day Case Covered subject to €50 excess per claim.
- Listed Cardiac Procedures Covered
- Listed Special Procedures Covered subject to €75 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Private Room Covered (Beacon only) subject to €75 excess per claim. 50% Cover in Blackrock Clinic and Mater Private
- Semi Private Room Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover.
- GentleBirth App See handbook for details
- Home birth Covered up to €4,000
- Home Early Midwife Support following 1 night stay in hospital 4 x 2 hour sessions with a midwife
- Home Early Midwife Support following 2 nights stay in hospital 3 x 2 hour sessions with a midwife
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Postnatal Domestic Support 3 x 3 hour cleaning sessions
- Public hospital cover for maternity 3 nights accommodation
- Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Out-patient A&E Abroad 50% up to €1,000
- Repatriation expenses Covered up to €1 million
- Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
- Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit Covered up to €120,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 75% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Hormone Replacement Therapy for Gender Dysphoria Covered up to €750 per lifetime
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Mental Health Guide Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €40 x 14 days (not payable for the first 3 days)
- Post Operative Home Help 2 x 3 hour cleaning sessions
-
A&E Cover (in choice of High Tech, Private and Public Hospitals)
Covered up to €75 per visit
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Breast prosthesis or wig (following cancer treatment)
First breast prosthesis and wig covered, subsequent claims covered as per specified list
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Child Development Benefit
50% up to €750 for a developmental / neurodevelopmental assessment
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Consultant fees
75% per visit, unlimited
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Emergency Dental Care
€500
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Eyebrow tattooing (following cancer treatment)
Covered up to €90 once per policy year
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Home Recovery Benefit
€80 x 10 days
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Manual Lymph Drainage
75% up to €25 x 5 visits
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Medical and surgical appliances
As per specified list (subject to €100 excess)
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Pathology: Consultant fees
50% as per schedule of benefits for professional fees
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Pathology: Cost of test
75% Covered
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Post cancer treatment sleeping caps
Covered up to €60 once per policy year
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Psycho-oncology Counselling
75% up to €25 x 8 visits
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Radiology: Consultant fees
50% as per schedule of benefits for professional fees
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Radiology: Cost of test
75% Covered
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3D/4D & Early Pregnancy Scans
€70 contribution
-
AMH fertility test
€75 contribution
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Antenatal Class
€75 towards an antenatal class
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At Home Health Testing
Covered up to €75 per policy year with our provider partner
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Baby Massage Course
€40 for course of 4 classes
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Breastfeeding Consultancy
€50 x 2 sessions
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Cardiac Screening
50% Cover
-
Convalescence benefits
€50 x 25 days
-
Dexa Scan
First visit fully covered 50% cover for subsequent visits
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Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
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Egg freezing
Covered up to a max of €1,250 twice per lifetime
-
Female Fertility Assessment and Consultation
Covered with our preferred provider, once per policy year subject to a €60 co-payment
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Female Health Consultation
50% cover x 4 consultations per year with our provider partner
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Female Pelvic Health Physiotherapy
Covered up to €150 for initial consultation, once per policy year
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First aid course for mums and dads
Fully covered with our provider partner
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Fitness Wearables
€30 contribution
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Flu Vaccine
Covered up to €25 per policy year
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Foetal Screening
€100 per pregnancy
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Health screening & allergy testing
Up to €300 per policy year
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His & Hers Fertility Screening Tests
€50 contribution
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HPV Vaccine
50% up to €200 per policy year
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Life Coaching Session
€50 contribution
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Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress
50% up to €75 with our provider partner
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Mammogram
First visit fully covered 50% cover for subsequent visits
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Maternity Bra
€50 contribution
-
Maternity Mental Health Support
€40 x 10 sessions with Nurture
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Menopause Benefit
75% cover for initial consultation and 75% cover for 1 follow up review consultation
-
Mindfulness app subscription
€30 contribution
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Minor Injury Clinic Cover
75% up to €300 per visit
-
Minor Injury Clinic Cover (Pay & Claim)
75% up to €300 per visit
-
Nurse on call
Covered
-
Nutrition Recovery Benefit
€50 contribution
-
Out-patient maternity consultant fees
€500
-
Partner Benefit
€50 x 2 days travel, accommodation & child minding expenses
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Positive Mental Health Training
€10 contribution towards 12 track programme with our provider partner
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Postnatal Doula Benefit
Up to €200 contribution
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Pre/post natal yoga & pilates
€20 x 3 visits
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Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
75% up to 12 visits capped at €1,250 per policy year
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SADS Screening
€75 contribution
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Sperm freezing
Covered up to a max of €175 once per lifetime
-
Sports Club / Gym Membership / Classes
€50 contribution
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Vaccinations: Travel Only
50% up to €100 per policy year
-
Vasectomy (GP or Consultant)
Covered up to €360
-
Zika Screening
€75 contribution with our provider partner plus €10 point of sale discount
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CT Scan: approved centre
Covered
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MRI Scan: approved centre
Covered
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PET-CT Scan: approved centre
Covered
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Dentist Visits
75% up to €300 per policy year
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GP Visits
75% of each visit
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Physiotherapist or Physical therapist
€40 x 15 visits
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Acupuncturist
50% x 15 combined visits
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Chiropractor
50% x 15 combined visits
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Massage therapist
50% x 15 combined visits
-
Osteopath
50% x 15 combined visits
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Reflexologist
50% x 15 combined visits
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Reiki practitioner
50% x 15 combined visits
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Child/Teen Counselling
50% up to €50 x 8 visits
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Chiropodist Visits
50% x 15 combined visits
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Dietician Visits
50% x 15 combined visits
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Fertility benefit
Covered up to a max of €2,000 for IVF, IUI, ICSI. Twice per lifetime
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Hearing Test
€40 x 1 visit
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Nutritionist Visits
50% x 15 combined visits
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Occupational therapist Visits
50% x 15 combined visits
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Optical (eye test and/or glasses/lenses combined)
75% up to €150 per policy year
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Orthoptist Visits
50% x 15 combined visits
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Podiatrist Visits
50% x 15 combined visits
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Prescriptions
€15 x 5 prescriptions
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Psychologist
€75 x 10 visits
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Speech Therapist
50% x 15 combined visits
- Allen Carr Smoking Cessation
- Back Up
- Health Screening
- Laser Eye Surgery
For full details on the above and all member benefits available to you please visit the Member Benefits section.