Your Key Benefits
Your Hospital Cover
Tailored Plans Hospital List APublic Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room Covered subject to €75 per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Private room Covered subject to €100 nightly subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Semi-private room Covered (Beacon Only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover.
- Private room Covered (Beacon only) subject to €100 nightly . Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered subject to €75 excess per claim
- Private Room Covered subject to €100 nightly excess subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered subject to €75 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Day Case Covered subject to €75 excess per claim
- Listed Cardiac Procedures Covered
- Listed Special Procedures Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 90% cover subject to €150 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
- Private Room Covered (Beacon only) subject to €100 nightly excess. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
- Semi Private Room Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover.
- Home birth Covered up to €4,000
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Public hospital cover for maternity 3 nights accommodation in a private room
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Repatriation expenses Covered up to €1 million
- Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
- Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit 75% up to €100,000 per lifetime
- Gender Affirmation Support Benefit Covered up to €5,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 50% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Hormone Replacement Therapy for Gender Dysphoria 50% up to €500 per lifetime
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Mental Health Guide Covered (refer to Membership Handbook)
- Oncotype DX Covered
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Dean Clinic Mental Health Services
€60 x 10 visits
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Manual Lymph Drainage
Up to €300
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Pathology: Consultant fees
50% per consultant fee
-
Pathology: Cost of test
50% Cover
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Radiology: Consultant fees
50% per consultant fee
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Radiology: Cost of test
50% Cover
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Adult Neurodiversity Benefit
75% up to €2,500 for a neurodiversity assessment
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Child Development Benefit
75% up to €2,500 for a developmental / neurodevelopmental assessment
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Convalescence benefits
€26 x 14 days
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Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
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Female Fertility Assessment and Consultation
Covered with our preferred provider, once per policy year subject to a €60 co-payment
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Female Health Consultation
50% cover x 4 consultations per year with our provider partner
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HPV Vaccine
50% up to €200 per policy year
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Mammogram
Covered
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Medical and surgical appliances
As per specified list
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Menopause Benefit
Covered up to €250 per visit
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Minor Injury Clinic Cover
Covered up to €200 per visit
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Minor Injury Clinic Cover (Pay & Claim)
Covered up to €200 per visit
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Nurse on call
Covered
-
Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
50% up to 12 visits capped at €1,000 per policy year
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CT Scan: approved centre
Covered
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CT Scan: non approved centre
Covered up to €250
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MRI Scan: approved centre
Covered
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MRI Scan: non approved centre
Covered up to €250
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PET-CT Scan: approved centre
Covered
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PET-CT Scan: non approved centre
Covered up to €250
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Dental & Optical
€25 x 10 visits
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GP Visits
75% up to €45 per visit
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Nurse visits
€20 x 10 visits
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Physiotherapist or Physical therapist
€40 per visit
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Chiropodist
€25 x 5 combined visits
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Dietician
€25 x 5 combined visits
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Nutritionist
€25 x 5 combined visits
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Occupational therapist
€25 x 5 combined visits
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Orthoptist
€25 x 5 combined visits
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Podiatrist
€25 x 5 combined visits
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Speech therapist
€25 x 5 combined visits
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Acupuncturist visits
€25 x 5 visits
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Bowel screen – FIT
€15 contribution
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Chiropractor visits
€25 x 5 visits
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Consultant fees (non-maternity)
75% of each visit
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Emergency dental care
€350
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Flu vaccine (pharmacy only)
Up to €40 contribution per policy year
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Health Screening & allergy testing
Up to €400 per policy year
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Homeopath visits
€25 x 5 visits
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Massage Therapist
€25 x 5 visits
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Optical (eye test and/or glasses/lenses combined)
Up to €100 per policy year
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Osteopath visits
€25 x 5 visits
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Personal trainer
€25 x 4 sessions
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Pre/Post natal medical expenses
Covered up to €600
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Prostate Check / Screen
€40 contribution
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Psychologist
Covered up to 80% per visit
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Public A&E Cover
50% up to €50 per visit
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Reflexologist visits
€25 x 5 visits
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Reiki Practitioner
€25 x 5 visits
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Smear Testing
€40 contribution
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Testicular Check / Screen
€40 contribution
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Vaccinations: Travel Only
€50 contribution per policy year
During checkout you may choose any 2 personalised packages at no extra cost.
- Children Extra Get extra benefits for your children including money back for sports club memberships.
- Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
- Maternity Extra Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post natal recovery benefit.
- Mind Extra Get cover towards self-care initiatives to help you look after your state of mind.
- Screening Extra Get help to proactively manage your current and future health.
- Sports Extra Get money back on a range of sports benefits including physiotherapy and gym membership.
- Travel Extra Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
- You Extra Get booster health benefits that includes money back on gym membership, a mindfulness course and visits to a dietician.
- Allen Carr Smoking Cessation
- Back Up
- Health Screening
- International Second Opinion Service
- Laser Eye Surgery
For full details on the above and all member benefits available to you please visit the Member Benefits section.